It’s rare these days to hear the phrase, “money is no object.” In this new economic climate, we’re all interested in making smart investments. Building a log home is no exception.
On the path to realizing your dream log cabin home, you will have to make a number of decisions. You will have to determine:
• How much home you can afford
• Where it will be located
• Who will finance it
• What kind of design
• Who will manufacture the log package
These are decisions all log home buyers have to make.
Where the path to this goal diverges slightly is on the topic of who will construct it. Log homes often attract those with a pioneer spirit. As a result, you may be considering building all or part of the home yourself. Some want to craft their dream home with their own hands. Others think they will save money that would otherwise go to a builder.
But we encourage you to start pondering this decision at the outset of this journey, because it’s one of the most important decisions you will make. Your decision will impact the whole scope of the project, from financing and insurance to budget and completion time. You have to determine what path is right for you. You have three paths to choose from and the degree of challenge increases with your involvement.
Hire a Builder or Contractor
This is the easiest path. If you follow this course, you will be intimately involved in designing your home and picking a log home producer. Once the design plans are finalized, the log home package is cut and you turn the project over to the builder. The builder gives you a set of keys and a garage door opener when the home is finished. Then you move in. What could be simpler than that?
Choosing the right builder or contractor with experience in log home construction is not without challenges. But it is this path we recommend if you want to get your home completed on time and on budget. A professional will help you overcome countless obstacles and avoid mistakes that can add more costs, as well as delays in completion time.
Be Your Own General Contractor
A more difficult path is to act as your own general contractor or “GC.” You will need a great deal of talent for organization and delegation if you go this route. It’s also a full-time job, so make sure you have room for this role in your life. Tasks include:
• Locate and evaluate all subcontractors
• Prepare all construction specifications for each trade
• Obtain all subcontractor bids
• Prepare a complete cost estimate of the project
• Establish legal contracts between you and your subcontractors
• Obtain insurance
• Educate yourself on all local building codes, regulations and restrictions
• Obtain building permits
• Create construction schedule for all trades
• Order all building materials
• Manage the job site
• Sounds exhausting, doesn’t it?
Be An Owner-Builder
This the most difficult path. In this role, you will be responsible for everything the general contractor is responsible for, plus you will perform most—if not all—of the labor yourself. The cost of labor can be as much as 30% to 40% of the total cost of a home.
If visions of dollar signs are suddenly dancing in your head, be aware that construction is physically dangerous and difficult work. A moment of inattention on the jobsite at the end of a tiring day can lead to disasterous results. If you get hurt in an accident, you could spend months healing while watching your construction schedule and budget spiral out of control. That’s why you will have to budget as if you were paying a professional to build the home. That way if you get hurt or injured, you can still have your dream of log home ownership fulfilled.
Another difficulty is obtaining financing as an owner-builder. Many lenders are reluctant to loan to owner-builders. Discuss this with your lender early in the planning stages, to determine if it’s even an option. As Owner/Builder Be Prepared To:
• Report on the progress of the project to local building officials and your lender
• Rise at half-dark thirty and confront a phyiscally demanding job, rain or shine
• Fire subcontractors when they don’t perform to your expectations
• Resolve conflicts between different teams of tradesmen
• Be adept at project management and scheduling
• Be able to bounce back from the unexpected events
• Expect that all those friends and family members who said they’d help you build your home, suddenly have other commitments to attend to
Although the above paths are different they will all result in your dream log home becoming reality. Once you choose your path, enjoy the journey and keep the end goal in mind.
When you're ready to begin your journey, contact your local Log Home Building Consultant and we'll walk the path together.
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This article was taken in part from the Log Homes Council web page www.loghomes.org